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Pay Monthly boilers

Fast, affordable boiler replacement with flexible finance options and Gas Safe installation.

  • A free, no-obligation quote.
  • Installed as soon as the next working day*
  • Finance options available.
  • Up to 10-year warranties.
From £25/month* 9.9APR • 0% interest available
*From £25/Month 9.9%APR . Representative Example: *Cash price £2,639; customer deposit £750; amount of credit £1,889.00; 120 monthly repayments of £24.86; annual interest rate 9.9%APR fixed; total charge for credit £1,094.20; total amount payable £3,733.20; representative 9.9%APR. Finance subject to status and affordability.

How Boiler Finance Works

1

Step 1 - Get Your Quote

Complete our online boiler quote form and receive a tailored estimate.

2

Step 2 - Choose Your Boiler

We'll help you select the right boiler for your home and budget.

3

Step 3 - Select Your Finance Option

Choose a repayment term that works for you.

4

Step 4 - Quick Decision

Finance applications are processed quickly and simply.

5

Step 5 - Installation

Your new boiler is professionally installed by a Gas Safe engineer.

6

Step 6 - Enjoy Reliable Heating

Benefit from improved efficiency, lower running costs and manufacturer warranty protection.

Boiler Finance - Pay Monthly

  • Spread the cost of your new boiler and installation over flexible terms.
  • Affordable monthly payments starting from as little as £30.12*.
  • Access to top boiler brands without paying the full amount upfront.
  • Up to 10 years guarantee for peace of mind.
* Representative Example: *Cash price £2,639; customer deposit £350; amount of credit £2,289.00; 120 monthly repayments of £30.12; interest rate 9.9% fixed; total charge for credit £1,325.40; total amount payable £3,964.40; representative APR 9.9%. Finance subject to status and affordability.

Can You Get a Boiler on Finance?

Yes! We make it simple to get a new boiler on finance. Whether you need a combi boiler, system boiler, or a full replacement, our finance plans allow you to pay monthly instead of one large payment.

New Boiler, Monthly Payments

  • 0% APR 12 months repayments
  • 9.9% APR – 60, 80, 96- or 120 months repayments
  • Monthly Payment Plans
  • Spread the cost over 12, 60, 80, 96 or 120 months
  • No deposit options available
  • Quick approval process
  • Fixed monthly payments

How Does Boiler Finance Work?

  1. Complete our short boiler estimate form
  2. We recommend the right boiler for your home
  3. Choose a finance option that suits your budget
  4. Quick and simple approval decision
  5. Your Gas Safe engineer installs your new boiler
  6. Enjoy a warm, efficient home with full warranty cover

Boiler Finance Example

Representative example

12 months Interest Free 0% APR

Annual rate of interest (fixed): 0%
Boiler price: £2,399
Deposit: £0
Amount to finance: £2,399
APR: 0%
Duration: 12 months
Monthly repayment: £192.92
Total charge for credit: £0
Total amount payable: £2,399

120 Months 9.9% APR

Annual rate of interest (fixed): 9.9%
Boiler price: £2,399
Deposit: £350
Amount to finance : £2,049
Representative APR: 9.9%
Duration: 120 months
Monthly repayment: £26.96
Total charge for credit: £1,186.20
Total amount payable: £3,585.20

* Representative Example: *Cash price £2,639; customer deposit £350; amount of credit £2,289.00; 120 monthly repayments of £30.12; interest rate 9.9% fixed; total charge for credit £1,325.40; total amount payable £3,964.40; representative APR 9.9%. Finance subject to status and affordability.

Eligibility for Boiler Finance

Who we CAN work with
  • Minimum age of 18yrs
  • UK resident for more than 12 months
  • Own personal bank account with Direct Debit facility
  • Owner occupier
  • Permanent employment, working minimum 16 hours per week
  • Self employed
  • Retired person
  • On Disability Living Allowance or Personal Independence Payment
  • ‘Houseperson’ (with consent of co-habiting working partner) and must be joint homeowner i.e. on the property deeds
Who we CAN’T work with
  • Unemployed without a spouse/partner in full time employment
  • Temporary positions/Agency workers
  • Foster Carers without a spouse/partner who meets our minimum employment criteria
  • Child-minders who do not have a registered Crèche/Nursery
  • Full Time Students (other than trainee nurses and doctors)
  • Supply Teachers who do not have a permanent contract with a specific school, we would possibly require the school’s name and address
  • Person does not have a contact number and emails address

Why Choose Finance for Your New Boiler?

Affordable Monthly Payments

Spread the cost of your new boiler over a repayment term that works for you, helping you avoid a significant one-off expense and making it easier to budget for a new heating system.

Quick & Convenient Installation

Once your finance application has been approved, we can often arrange installation within as little as 24 hours, helping restore reliable heating and hot water without unnecessary delays.

Fixed Monthly Costs

Enjoy complete peace of mind with fixed monthly repayments throughout your agreement, so you'll always know exactly what you're paying with no unexpected increases.

Your Local Pay Monthly Boiler Experts

HBE Heating is your trusted team of local Gas Safe heating engineers.

  • Gas Safe Registered Engineers
  • 10+ Years of Local Heating Experience
  • Accredited Worcester Bosch Installers
  • Up to 10-Year Manufacturer Warranties
  • Flexible Boiler Finance Options
  • Local Experts, Faster Response Times
  • Proven Customer Satisfaction
  • Comprehensive Aftersales Support

What's Included With Your New A-Rated Boiler

Pipework, Flue and Filter.
Boiler Installation.
System Testing & Flushing.
Controls Set Up.
Remove and Recycle Your Old Boiler.
We Register All Warranties on Behalf of the Customer.

Get Your Boiler Finance Quote Today

If you're looking for an affordable way to replace your boiler, HBE Heating can help.

With flexible finance options, fast installation and trusted Gas Safe engineers, getting a new boiler has never been easier.

  • Affordable monthly payments
  • 0% interest options available
  • £0 deposit options available
  • Up to 10-year warranties
  • Fast local installation

Areas We Cover

HBE Heating provides boiler finance and pay monthly boiler installations Across North Essex & South Suffolk

Based in Brightlingsea, HBE Heating proudly serves a wide area across North Essex and Suffolk, providing local homeowners with reliable boiler installations, servicing, and repairs.

As a community focused heating company, we combine fast response times with trusted Gas Safe expertise to keep homes warm, safe, and energy efficient.

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Get Your Boiler Finance Quote Today

If you're looking for an affordable way to replace your boiler, HBE Heating can help.

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FREE QUOTE • NO OBLIGATION • FAST RESPONSE

FAQ

Yes. With HBE Heating you can spread the cost of your new boiler with £0 deposit finance or choose to pay a small deposit if you prefer. Both options keep things flexible and affordable.

We offer two simple, transparent plans:

  • 12 months Interest Free 0% APR Option
  • 60, 80, 96, 120 months 9.9% APR

Both allow you to spread payments while enjoying fast installation from our Gas Safe engineers.

Most homeowners are eligible. You can check if you are eligible by checking our eligibility section.

A soft check may be carried out at the start, which does not affect your credit score. A full application later in the process may appear on your credit file, just like any other finance agreement.

Yes, you can settle your finance early at any time. Many customers do this once financially comfortable, simply speak to the finance provider for an updated settlement figure.

You can choose:

  • £0 deposit
  • Or a higher deposit of your choice (reduces monthly repayments)

No hidden fees, no additional upfront charges, just simple, clear finance options.

If your circumstances change, you can speak directly to the finance provider to adjust payments or request an early settlement. We’re always here to help guide you too.

All our leading brands, including Worcester Bosch and Ideal, can be purchased on finance. Whether you need a combi, system, or regular boiler, you can spread the cost over 12 months Interest Free 0% APR Option OR 60, 80, 96, 120 months 9.9% APR.

Once approved, we can normally install your boiler within a few days, depending on availability. Local customers across North Essex & Suffolk benefit from fast response times.

Yes. Your finance covers the boiler, full installation, labour, parts, and any included thermostat or system cleansing, plus manufacturer warranties of up to 10 years, depending on the model.

© Copyright © 2026 – HBE Heating is a trading style of Koziwarm Plumbing and Heating Ltd | Company number 10452559 | Registered Address: 5E Morses Lane, Brightlingsea, Colchester, Essex CO7 0SF

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